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Vibe Savings Account

For a life beyond limits

Vibe is a Savings Account for youth that comes with a range of tailor made facilities designed to suit your every financial need, giving you the freedom to live a life with no limits and boundaries.


The Essentials

  • A higher interest rate than a regular savings account

  • Branded Vibe Debit Card with special offers

  • "Youth Fixed Deposits" with special higher interest rate

  • Loan facilities at a lower interest rate


Benefits of Vibe Savings Account

Earn a higher interest rate than a regular savings account

“Youth Fixed Deposits” with special high interest rates are offered for you when you convert the balances in your matured Isuru/ Arunalu Accounts (The tenor of the deposit should be for one year and interest paid at maturity)

Year round discounts and special offers for your Vibe international Debit Card

Free minor savings account with an initial deposit of Rs.500/- for your newborn child. (The account should be opened within six months from the date of birth of the child)

Personal Loans, Leasing and Home Loans with concessionary interest rates which are lesser than the published rates if you are employed

Loans for Educational purposes

You can obtain Laptop and computer loans up to Rs.175, 000/-

A Credit Card with no joining and 1st year annual fee.

Online Banking facility will be offered for you free of joining fee and 1st year annual fee.

A one-time offer of 10,000 Max Loyalty points will be awarded for your national and international sports achievements. (1st place at national level sports or represent the country in a national sports team in an international tournament recognized by the Ministry of Sports or International Olympic Committee. (1 point = Rs.1/-)

E-passbook and E-statement facilities are offered free of charge or you can choose to receive monthly statements via post.

Largest ATM/CRM network, branch network island wide, Online Banking, Mobile Banking facilities and Mobile Banking app to access your account and to carry out your transactions at any time from anywhere.


Account opening process

If you are aged between 18-35 years you can open a Vibe Savings Account with a minimum deposit of just Rs 1,000/-. There are no limitations on subsequent deposits. 

Your account can be opened at any Commercial Bank branch. Remember to take your National Identity Card, valid driving license or valid passport. Valid passport / valid driving license should carry the National Identity Card number.

Apart from cash deposits, you can also deposit cheques, drafts and money orders which are drawn in favour of the Bank or in your name.



You can make withdrawals from any ATM cum Debit card or over the Bank counter.

Withdrawals up to any amount can be made through branch counters or ATMs.

Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. 
Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Interest Rates

Period of Deposit Interest Rate ( p.a.)
Interest paid monthly 3.000

Open an account

Who can open accounts

All you need to be is aged between 18-35 years to open a Vibe Savings Account

What you need to bring

  • National Identity Card, valid driving license or valid passport that carry the National Identity Card Number.
  • You can open the account with a minimum deposit of Rs 1,000/-.

How to apply

Download application form and submit the filled form to any Commercial Bank branch

Apply now

Download or Apply online