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Udara Senior Citizens

Because you
deserve to be honoured

Udara Account is designed exclusively for senior citizens to provide them with the best financial care and convenience coupled with attractive interest rates.


The Essentials

  • Senior citizens 60 years and above are eligible to open this account

  • A special interest rate which is higher than the normal interest rate offered for Regular Savings Accounts

  • Debit Card free of charge


Benefits of Udara Senior Citizens Account 

High interest rate

You can enjoy a higher interest rate than a  Regular Savings Accounts.

Priority service

As an Udara Account holder you will receive a priority service from all Commercial Bank branches. You won’t have to wait in queues.

Easy access to your account

Enjoy fast, convenient and 24 x 7 unlimited access points to your account from anywhere in the world through Online Banking and Mobile Banking or through the millions of ATMs belonging to the Cirrus or Visa networks.

You can also make payments for goods and services using your ATM cum Debit card, to any merchant with a POS machine connected to the Visa or Master network.

Online Banking registration fee and first year annual fee is waived off .

 International Credit Card

You can apply for a Commercial Bank international Credit Card depending on your needs and income.  Credit Card is offered with no joining and first year annual fee. 


Account opening process

All Passbook Udara Savings Account holders will be issued with a passbook where your transactions will be recorded. Please inform the branch immediately if your passbook is lost, stolen or misplaced.

You will receive a statement of transactions monthly or as decided when the account was opened. Please verify these transactions and notify the Bank of any discrepancy without delay.



You can make withdrawals from any ATM cum Debit Card or over the Bank counter

If you are a Passbook Savings Account holder, please produce your passbook along with the duly completed withdrawal form when making over the counter withdrawals.


Facilities offered for Udara Senior Citizens Account holders

  • e-Passbook facility - Free of charge

  • e-Statement facility - Free of charge

  • Mobile Banking facility - Free of charge

  • Debit Card - Personalized card free of charge

  • Credit Card - Joining and first year annual fee waived off

  • Online Banking - Registration fee and first year annual fee waived off

  • SMS alert facility - Registration fee waived off


Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Open an account

Who can open accounts

  • You need to be a resident of Sri Lanka over the age of 60 years


What you need to bring

  • National Identity Card, Driving License or Passport
  • You can open the account by making a minimum initial deposit of Rs 5,000/-

How to apply

Download application form and submit the filled form to any Commercial Bank branch

Apply now

Download or Apply online