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Regular Savings Account

Maximum flexibility 

for your savings 

What makes Regular Savings so special is the flexibility and the convenience it offers. Interest is calculated daily and credited to your account monthly. In other words, your money builds upon itself. 


The Essentials

  • Interest is calculated daily and credited to your account monthly

  • You have the option of choosing a Statement Savings or a Pass Book Savings Account

  • Access your account 24 hours x 7 days a week from any part of the country or even from overseas through our worldwide Cirrus and Visa ATM network, Online Banking and Mobile Banking facility.



If you are a resident of Sri Lanka over the age of 18 years, you are eligible to open a Regular Savings Account.


Opening an account

You can open either a Statement Savings or a Pass Book Savings Account according to your choice. This could be as an individual account in your name or even as a joint account with one or more parties. Whatever the type of account you choose, you will also receive an ATM cum Debit card.

Your account can be opened at any Commercial Bank branch. Remember to take your National Identity Card, driving license or valid passport that contains your National Identity Card number. This is important for us to identify you and ensure your account’s security.

Apart from cash deposits, you can also deposit cheques, drafts and money orders which are drawn in favour of your name.

Fast, convenient and 24 x 7 unlimited access points to your account from anywhere in the world through Online Banking, Mobile Banking or through the millions of ATMs belonging to Cirrus or Visa networks anytime and anywhere.

You can also make payments for goods and services using your ATM cum Debit card, to any merchant with a POS machine connected to Visa or Master network.


Making withdrawals

You can make withdrawals from any ATM cum Debit card or over the Bank counter.

If you are a Passbook Savings Account holder, please produce your passbook along with the duly completed withdrawal form, when making over the counter withdrawals.


Facilities offered for Regular Savings Account holders

  • e-Passbook facility - Free of charge

  • e-Statement facility - Free of charge

  • Mobile Banking facility - Free of charge

  • Online Banking - Registration fee and first year annual fee waived off

  • SMS alert facility - Registration fee waived off

  • Debit Card - Personalized or instant card.


Terms & Conditions - Regular Savings Accounts >> 


Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Interest Rates

Interest Rate ( p.a.) Annual Percentage Rate
Interest paid monthly 2.500 2.530

Open an account

Who can open accounts

If you are a resident of Sri Lanka over the age of 18 years, you can open a Regular Savings Account.

What you need to bring 

National Identity Card, Driving License or Passport

How to apply

Download application form and submit the filled form to any Commercial Bank branch

Apply now

Download or Apply online