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Isuru Minors' Savings Plan

Guaranteed returns to

secure your child’s future

If you are looking for a savings plan for your child that guarantees him/her a surefire future, you will find Isuru, the ideal savings plan. By the time your child turns 18, he or she can receive up to Rs 6.5 million.

The Essentials

  • The ideal savings scheme to build up a fund for your child

  • An easy and a convenient way to save regularly for your child's future

What makes Isuru so unique is the entitlement certificate which assures that your child will receive a guaranteed amount as he or she reaches 18 years of age, despite any interest rate fluctuations.

Benefits of Isuru Account

Isuru Account holders can now receive special cash prizes when they achieve high marks for the Year 5 scholarship examination.

Cash prizes of Rs 10,000/-, Rs 7,500/-and Rs 5,000/-will be awarded to the Isuru Account Holders who achieve the 1st, 2nd and the 3rd highest marks respectively in their respective school at the Year 5 Scholarship Examination.

To be eligible to receive the above prizes, you should maintain a minimum balance of Rs. 5,000/- in your Isuru Account on the date of the Examination.

Two deposit schemes 

  • The Isuru Monthly Deposit Scheme

  • The Isuru Lump Sum Deposit Scheme

The Isuru Monthly Deposit Scheme allows you to deposit a selected amount from Rs 500/- to Rs 20,000/- monthly or any amount in between in multiples of Rs 500/-. The period of deposit could also vary from five to ten years.

The Isuru Lump Sum Deposit Scheme is to deposit a single lump sum. You can make deposits ranging from Rs 5,000/- to Rs 1,000,000/-

Isuru entitlement certificate will be issued upon completion of one of the above mentioned payments schemes.

The guaranteed amount that your child will receive depend on the amount you deposit, period and the age of your child.

The total account balance could be withdrawn on or after the 18th birthday of the child. The amount can also be transferred to one of our other deposit products such as Vibe Youth Savings Account, Flash Digital bank Account, Anagi Women’s Savings Account, Power Bonus Savings Account, Millionaire Investment Plan or a Fixed Deposit through which your child can start his or her own banking journey.

Our assurance

In the event of the unfortunate demise of the depositor during the agreed period of deposit, the Bank will take care of the monthly deposits and will issue the entitlement certificate for the full guaranteed amount. Your child, upon reaching the age of 18 years, can collect the full guaranteed amount by presenting the Isuru entitlement certificate to the Bank.

Account opening process

To open an Isuru Account please collect an Isuru application form from your nearest Commercial Bank branch or download an application form from this link, complete the form and hand it in with a photocopy and the original birth certificate of the child. The original birth certificate will be returned to you. Remember to take your National Identity Card (NIC), driving license or valid passport which carries your NIC number. This is important for us to identify you and ensure your account’s security.

If the original birth certificate of the child is not submitted at the time of opening the account, it should be produced by the beneficiary (your child) with the entitlement certificate when claiming the guaranteed amount.


Terms & Conditions -Isuru Minor's Savings Plan >>

Frequently Asked Questions >>


Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time.
Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.


Open an account

 Who can open accounts

  • You can open accounts for children below the age of 10 years. 
  • Parents or the guardian of a child can open an account for the child 

What you need to bring

  • Original birth certificate of the child together with a photocopy
  • National Identity Card, Driving License or Passport of guardian 

How to apply

Download application form here and submit filled form to any Commercial Bank branch

Apply now