We have detected that you are using an outdated browser. Using your current browser will prevent you from accessing all features of our website. An upgrade is required to improve your browsing experience. Use the links below to download a new browser or upgrade your existing browser.

Online Banking user please click here Online Banking
  Add to Favourite
  1. No favourites yet!
Increase text size Restore default font-sizes Decrease text size

Professionals' Loans

Your professional membership will
give you instant gratification

Designed specifically to cater to the needs of busy professionals, our Professionals’ Loan Scheme comes with a low rate of interest, an easy repayment scheme, minimum documentation and maximum convenience.


The Essentials

  • Loans to fund any personal requirement you may have

  • Extremely competitive low interest rates

  • Easy and convenient application process

  • Quick loan approval



Benefits of a Commercial Bank Professionals’ Loan

Top up facility - You can apply for a renewal of your loan, after repaying a part of the original loan obtained by you. 

You have a choice of fixed or floating interest rates.

You will receive Internet Banking facility, free of joining fee and the first year annual fee.

Your loan will be processed within a maximum of three working days, after submitting the loan application with all required documents.

Fast, convenient and 24 x 7 unlimited access points to your account from anywhere in the world through Online Banking, Telephone & Mobile Banking or through the millions of ATMs belonging to Cirrus or Visa networks anytime and anywhere.

You can talk to our loan officers for advice and guidance at any time before and during the repayment period of your loan.

Ability to apply via Online Banking  - If you are already registered for our Online Banking facility, now you can apply for Professionals’ Loan online from where ever you are at a time convenient to you



If you are a,

  • Doctor registered with the Sri Lanka Medical Council

  • Engineer registered with the Institution of Engineers of Sri Lanka

  • Architect registered with the Sri Lanka Institute of Architects

  • Accountant registered with the Institute of Chartered Accountants of Sri Lanka

  • University Lecturer registered with Government Universities

  • A member of any other Professional Body acceptable to the Bank

And between 18 and 65 years of age with an adequate regular monthly income to repay the loan, you are eligible to apply for a Professionals’ Loan.



You can take a loan for,

  • Setting up, expansion or purchase of equipment for a professional practice

  • Purchasing of a vehicle

  • Payment of credit card balances

  • Higher education for you or a family member – locally or abroad

  • Funding weddings or other social functions

  • Purchasing of a computer / computer equipment

  • Purchasing of household goods such as furniture, fittings, appliances etc....

  • Overseas travel, for business or leisure

  • Repairs or extensions to your home

Or any other purpose, if proven acceptable to the Bank


Loan amount

The maximum loan you can apply for is flexible, depending on your disposable income, repayment capacity and requirement.


How to apply

You can visit a branch of your choice and discuss your requirement with an officer. He will guide you through the loan application process.  You can also download the application form by clicking the link given below  

Please fill the Personal Loan application form and hand over to the branch with the required documentation. Remember to take your national identity card, driving license or passport. This is necessary for us to identify you.


Documents required

  • A photocopy of the registration document with the respective Governing Body

  • A recent salary slip or documents evidencing income

  • Copy of a recent utility bill showing your name and address

  • If employed, a letter of undertaking from the employer to remit the salary to the Commercial Bank account


Repayment period

Repayment period for fixed interest loans will be up to 5 years and for floating interest loans it will be up to 7 years. The maximum repayment period will depend on your age and remaining years of service.


Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Loan Calculator >> 

Apply for a loan

Who can apply 

If you are a member of a selected Professional Institute You can apply for this facility

How to apply

  • Download application form and submit the filled form to any Commercial Bank branch 
  • You can also visit a branch of your choice to apply for the loan

Apply now