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Get to know what you should be aware of when deciding to buy a car, build a house, investing for your retirement and many other activities.
Loans to fund any personal requirement you may have
Extremely competitive low interest rates
Easy and convenient application process
Quick loan approval
Top up facility - You can apply for a renewal of your loan, after repaying a part of the original loan obtained by you.
You have a choice of fixed or floating interest rates.
You will receive Internet Banking facility, free of joining fee and the first year annual fee.
Your loan will be processed within a maximum of three working days, after submitting the loan application with all required documents.
Fast, convenient and 24 x 7 unlimited access points to your account from anywhere in the world through Online Banking, Telephone & Mobile Banking or through the millions of ATMs belonging to Cirrus or Visa networks anytime and anywhere.
You can talk to our loan officers for advice and guidance at any time before and during the repayment period of your loan.
Ability to apply via Online Banking - If you are already registered for our Online Banking facility, now you can apply for Professionals’ Loan online from where ever you are at a time convenient to you
If you are a,
Doctor registered with the Sri Lanka Medical Council
Engineer registered with the Institution of Engineers of Sri Lanka
Architect registered with the Sri Lanka Institute of Architects
Accountant registered with the Institute of Chartered Accountants of Sri Lanka
University Lecturer registered with Government Universities
A member of any other Professional Body acceptable to the Bank
And between 18 and 65 years of age with an adequate regular monthly income to repay the loan, you are eligible to apply for a Professionals’ Loan.
You can take a loan for,
Setting up, expansion or purchase of equipment for a professional practice
Purchasing of a vehicle
Payment of credit card balances
Higher education for you or a family member – locally or abroad
Funding weddings or other social functions
Purchasing of a computer / computer equipment
Purchasing of household goods such as furniture, fittings, appliances etc....
Overseas travel, for business or leisure
Repairs or extensions to your home
Or any other purpose, if proven acceptable to the Bank
The maximum loan you can apply for is flexible, depending on your disposable income, repayment capacity and requirement.
You can visit a branch of your choice and discuss your requirement with an officer. He will guide you through the loan application process. You can also download the application form by clicking the link given below
Please fill the Personal Loan application form and hand over to the branch with the required documentation. Remember to take your national identity card, driving license or passport. This is necessary for us to identify you.
A photocopy of the registration document with the respective Governing Body
A recent salary slip or documents evidencing income
Copy of a recent utility bill showing your name and address
If employed, a letter of undertaking from the employer to remit the salary to the Commercial Bank account
Repayment period for fixed interest loans will be up to 5 years and for floating interest loans it will be up to 7 years. The maximum repayment period will depend on your age and remaining years of service.
Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.
If you are a member of a selected Professional Institute You can apply for this facility