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Debit Cards

Makes your life easy

The Commercial Bank Visa, Mastercard and UnionPay  Shopping Debit Card is the easiest and most convenient way to purchase goods and services from any outlet.


The Essentials

  • Makes purchasing easy and convenient

  • Accepted in over 7000 outlets locally

  • Accepted worldwide


Using Commercial Bank Debit Card:

Look for the Visa, Mastercard & UnionPay acceptance mark at the store

Present your Visa, Mastercard & UnionPay Shopping Debit Card at the time of transaction. The merchant will swipe it through the authorization terminal and enter the purchase information

The terminal processes the transaction and confirms availability of funds. A sales receipt will be issued and the transaction amount is automatically deducted from your account.

Verify the amount on the sales receipt and place your signature on it


Important when using your card

Protect your card as it is cash. Never leave it unattended

Report the loss or theft of your card immediately on our hotline 0112 353 353

Ensure that you get your card back after every purchase or ATM transaction

Always check the amount on the sales receipt before you sign

Keep your copies of sales and ATM receipts and check them against your bank statement

Check all transactions in your bank statement, even the small ones, especially after overseas travel

Know who has access to your card. Even if your card is taken by a family member with or without your knowledge, you will be responsible for their purchase or cash withdrawal

The card has a daily ATM withdrawal limit and a daily purchase limit of Rs 100,000/- at a merchant point. Daily limits are a security measure. Talk to your branch or the card centre if you need a higher limit

Please note that it is only the primary account that will be debited for your purchases by Visa, Mastercard & UnionPay Debit Card. So please mark the primary account in your card application. Always ensure you have adequate funds in the account at the time of purchase


Terms & Conditions apply
Product information and terms & conditions are subjected to change. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Apply for a Debit Card

Who can apply

If you maintain a Current or a Savings Account with Commercial Bank you can apply for a Debit Card.

How to apply

  • Download application form and submit the filled form to any Commercial Bank branch 
  • You can also visit a branch of your choice to apply for this facility

Apply now