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..........................................................................................................................................................................................
 Current Accounts
| Quarterly Service Charge |
|
| Business A/C- Monthly Avg. Balance < Rs 25,000/- (per quarter) |
Rs. 250/- |
| Personal A/C- Monthly Avg. Balance < Rs 10,000/- (per quarter) |
Rs. 100/- |
| Stop Payments |
|
| Due to lack of Funds |
Rs. 500/- |
| Others |
Rs. 200/- |
| Loss of a cheque book |
Rs. 1,000/- |
| Current A/C Statements - Quarterly Service Charge |
|
| Daily Statements (per quarter) |
Rs. 1,000/- |
| Weekly Statements (per quarter) |
Rs. 500/- |
| Copies of Statements |
|
| If available in the system (per statement) |
Rs. 100/- |
| If not available in the system (per statement) |
Rs. 200/- |
| Extra Copies (per statement) |
Rs. 50/- |
| Return of cheques deposited by Customers |
|
| Handling charge per cheque |
Rs. 25/- |
| Postage |
Rs. 20/- |
| Note - If sent under Registered Cover both charges will be recovered. |
| Cheques represented |
Rs. 150/- |
| Cheque marked for payment |
|
| (a) Inward |
Rs. 500/- |
| (b) Outward |
Rs. 1,000/- |
| Cheques Purchased |
1/3% on Transaction amount |
| Minimum |
Rs. 250/- |
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Savings Accounts
| Issue of duplicate passbook |
Rs. 200/- |
| Closure of Savings Accounts |
|
| Rupee Accounts |
Rs. 100/- |
| NRFC/ NNFC/ RFCA/ RNFCA |
Rs. 100/- |
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Other Services
Balance confirmations to Embassies, Auditors & Other institutions
( per confirmation) |
Rs. 250/- |
Inquiries on Transactions - Savings/ Current A/Cs
(more than 3 months) |
Rs. 1,000/- |
| Pay Orders |
|
| Issuance (a) Customer |
Rs. 200/- |
| (b) Non Customer |
Rs. 400/- |
| Cancellations (a) Customer |
Rs. 100/- |
| (b) Non customer |
Rs. 200/- |
| Standing Orders |
|
| (a) Setting Up Charges |
Rs. 100/- |
| (b) External - Postage (per transaction) |
Rs. 25/- |
| Cat Cards |
|
| (a) New Card |
Rs. 250/- |
| (b) Replacement Card |
Rs. 200/- |
| (c) Utility Bill Registration |
Rs. 100/- |
| Tele Banking |
|
| (a) Setting up charges |
Rs. 150/- |
| (b) Annual charge |
Rs. 100/- |
| (c) Utility Bill Registration |
Rs. 100/- |
| Issue of Local Drafts / Mail Transfers/ Telegraphic Transfers |
|
| (a) Up to Rs. 400,000/- |
Rs. 500/- |
| (b) Above Rs. 400,001/ - |
1/8 % |
Minimum |
Rs. 500/- |
| Transfer of Funds to other banks via SLIPS (Per transaction) |
|
| Standing Orders (Except FD Interest) |
Rs. 25/- |
| Other Transfers on customer request |
Rs. 200/- |
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| New Facility |
Fee |
| Upto Rs. 100,000/- |
Rs. 250/- |
| Rs. 100,001/- - Rs. 250,000/- |
Rs. 500/- |
| Rs. 250.001/- - Rs. 500,000/- |
Rs. 1,000/- |
| Rs. 500,001/- - Rs. 1,000,000/- |
Rs. 2,500/- |
| Rs. 1,000,001/- - Rs. 10,000,000/- |
Rs. 5,000/- |
| Rs. 10,000,001/- - Rs. 50,000,000/- |
Rs. 10,000/- |
| Rs. 50,000,001/- - Rs. 100,000,000/- |
Rs. 15,000/- |
| Over Rs. 100.00 M |
Rs. 20,000/- |
| Personal Loans / Nivahana Housing Loans |
As above |
| Renewal of Facility |
|
| Upto Rs. 100,000/- |
Rs. 150/- |
| Rs. 100,001/- - Rs. 250,000/- |
Rs. 250/- |
| Rs. 250,001/- - Rs. 500,000/- |
Rs. 500/- |
| Rs. 500,001/- - Rs. 1,000,000/- |
Rs. 1,000/- |
| Rs. 1,000,001/- - Rs. 10,000,000/- |
Rs. 5,000/- |
| Rs. 10,000,001/- - Rs. 50,000,000/- |
Rs. 5,000/- |
| Rs. 50,000,001/- - Rs. 100,000,000/- |
Rs. 5,000/- |
| Over Rs. 100.00 M |
Rs. 5,000/- |
| Personal Loans / Nivahana Housing Loans |
As above |
| Loans where there are no changes |
No Fees |
| Loans where the change is only the rate of interest |
No Fees |
| Facilitiy Secured by Cash |
|
| New Facility |
Rs. 500/- |
| Renewal of a Facility |
Rs. 250/- |
| Leasing |
|
| New Facility (per facility) |
Rs. 1,000/- |
| Off-Shore Banking Centre : New Facility |
|
| Upto US $ 100,000/- |
US$ 100/- |
| US$ 0.1 M - US$ 0.5 M |
US$ 200/- |
| US$ 0.5 M - US$ 1.0 M. |
US$ 300/- |
| Over US$ 1.0M. |
US$ 400/- |
| Off-Shore Banking Centre : Renewal of a Facility |
|
| Upto US$ 0.5 M. |
US$ 100/- |
| Over US$ 0.5 M. |
US$ 200/- |
|
|
|
| New facilities |
US$ 50/- |
| Renewal of a facility |
US$ 25/- |
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BANK CHARGES FOR IMPORT TRANSACTIONS
Letters of Credit
| Issuing Commission |
| Sight L/C - up to 3 months |
¼ % |
Minimum |
Rs. 2,000/- |
| For each additional 3 months (Including tolerance) |
1/8% |
| Usance L/C - up to 3 months |
3/8% |
Minimum |
Rs. 2,000/- |
For each additional 3 months (Including tolerance)
(Period is calculated inclusive of usance period - i.e. Expiry Date plus Usance Period) |
¼ % |
| Commission on Confirmed L/C |
Rs. 1,250/- |
| Amendment |
| Extension within same quarter |
Rs. 750/- |
| Extension exceeding previously charged quarter for each 3 months on unutilised balance |
1/8% |
Minimum |
Rs. 1,500/- |
| Extension after expiry - 1st 3 months |
¼% |
| for each additional 3 months on unutilised balance |
1/8% |
Minimum |
Rs. 1,500/- |
| Encashment - on enhanced amount |
¼% |
Minimum |
Rs. 1,500/- |
| Others |
Rs. 1,000/- |
| BILLS |
| Sight Bills Advance Documents - Commission |
Rs. 2,500/- |
| Usance Bills Advance Documents - Commission |
Rs. 2,500/- |
| Sight and Usance Bills Transfer of documents to another Bank |
Rs. 2,000/- |
| Commission in lieu of exchange |
on bill value |
| On account of foreign currency sourced from other banks etc. for settlement of import bills |
1/8% |
| Shipping Guarantees On Invoice value |
3/8% VAT |
Minimum |
Rs. 2,500/- |
Collection
| D/P - Commission - Domestic |
0.375% of Value |
Minimum |
Rs.2,000/- |
| D/P - Commission - Off-shore Banking Centre |
US$ 30/- |
| Handling Charges |
on rejected documents |
Rs.1,500/- |
| on documents released free of payment or documents transferred to another Bank |
Rs.2,000/- |
| Handling Charges - on overdue bills (per Month or part thereof) |
Rs.1,000/- |
| Shipping Guarantee - on Invoice value |
3/8% VAT |
Minimum |
Rs.2,500/- |
Letters of Credit - Collection
| D/A - Commission - Domestic |
0.5 % of Value |
Minimum |
Rs. 3,000/- |
| D/A - Commission - Off-shore Banking Centre |
US $ 40/- |
| Handling Charges - On overdue bills (per Month or part thereof) |
Rs. 1,000/- |
| Shipping Guarantee - on Invoice value |
3/8% |
Minimum |
Rs.2,500/- |
Guarantees
| Bid Bonds/Performance Bonds/Advance Payment Guarantees/Credit Guarantees/Others |
| 1. |
100% cash margin |
1% per annum VAT |
| |
Minimum |
Rs. 1,000/- |
| |
Extensions Minimum handling Charges |
Rs. 1,000/- VAT |
| |
Guarantee issued against a lien on an interest bearing deposit do not fall within this category and standard rates are to be applied. |
| 2. |
Other Securities - for each guarantee |
2% per annum VAT |
| |
Minimum |
Rs. 2,000/- |
| |
Extensions Minimum handling Charges |
Rs. 1,000/- VAT |
| 3. |
Guarantees issued at the request of foreign banks against their counter g'tees |
2% per annum VAT |
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India , Bangladesh and Pakistan |
USD 50/- + VAT |
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Other countries |
USD 100/- + VAT |
| |
SWIFT Charges |
USD 20/- |
| |
If requested to deliver to beneficiary |
USD 10/- |
|
For further clarifications visit your nearest Commercial Bank Branch.
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