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The Smarter Foreign Currency Account

FC Plus is a high yielding Foreign Currency Account which will guarantee a higher yield for your hard earned foreign currency.


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We give you more for your money

Indeed we do. We pay more than other foreign currency accounts and more than on overseas deposit rates too. So if you have spread your foreign currency investments across several accounts or overseas deposits, maybe it's time to think again. An FC Plus account will certainly offer you a better return than all of them.

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Internationally Accepted Rate of Interest

The interest rate of FC Plus account is linked to the LIBOR (London Inter Bank Offered Rate), internationally accepted benchmark of foreign currency interest rates.

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Higher the Balance Higher the Rate of Interest . . . . . . only from Commercial Bank

FC Plus account guarantees progressively higher interest rates for higher balances, giving you the best return on your foreign currency investment.  With a minimum deposit of 5,000/- in any of the 4 currencies - US Dollar, Euro, Sterling Pounds or Australian Dollars. Higher rates of interest will be paid depending on the balance in the account based on the following slabs;

  5,001/- to 25,000/-

  25,001/- to 50,000/-

   50,001/- to 100,000/-

  100,001/- and above

Compare / View Interest Rates


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Interest on Interest

Interest will be calculated on the daily balance and credited to your account monthly, thereby enabling you to earn interest on interest. In another words, your money builds upon itself.

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Better returns from the "Best Bank"

Not only do you get more interest, you also have the added assurance of being with the Bank that has won global recognition as Sri Lanka's Best - The Global Finance Best Bank in Sri Lanka for 10 consecutive years and The Banker "Bank of the Year - Sri Lanka" for 6 times.

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Trust, Strength and Stability

This account comes together with high levels of trust, stability and strength synonymous with Commercial Bank.

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Convenience & Flexibility

No hassle of maintaining a passbook – you will get your statement of account periodically which gives you the added flexibility and convenience.

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Fast, Easy and Secure Access

Fast, convenient and 24 x 7, unlimited access points to your account from anywhere in the world - through online or through the millions of ATMs belonging to Cirrus or Visa networks - anytime and anywhere.

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Be a smarter investor

Make the smarter choice, and switch to FC Plus of Commercial Bank, today.

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Who can open a FC Plus Account ?

There are two kinds of FC Plus Accounts available; Non-Resident FC Plus and Resident FC Plus.


Resident FC Plus:
If you are a resident Sri Lankan citizen receiving foreign remittances regularly you can open a Resident FC Plus Account. This account can be opened as an individual account in your name. You can even open an account jointly with one or more parties.


Non Resident FC Plus:
If you are a Sri Lankan citizen working / residing outside Sri Lanka you are eligible to open this account.  You can open an account while you are abroad or within 90 days of your return to Sri Lanka. Joint accounts can also be opened provided all account holders are residing outside Sri Lanka.

Whatever the account type you choose, you will also be entitled to a ATM/Debit card with Global access.

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How to open a FC Plus Account ?

An initial deposit (inward remittance or currency declared on arrival to Sri Lanka) of 5,000/- in any of the 4 designated currencies is all you need to open a FC Plus Account. There are no limitations on subsequent deposits, provided all deposits are inward remittances / currency declared on arrival to Sri Lanka.

Visit a Branch or a Supermarket Banking Counter of the Commercial Bank most convenient to you and open a Resident FC Plus Account today. Remember to take your National Identity Card, Driving Licence or Passport along.

If you are a Sri Lankan citizen working or residing outside Sri Lanka and wish to open a Non-Resident FC Plus Account you may download an Application Form, complete and send it along with the required documents to the Branch or Supermarket Banking Counter of your choice.

 

Download Application: FC Plus-NRFC | FC Plus-RFC | Interest Rates | Request Information

 

 

 

 

 

ATM/Debit Card

Did you know?

You can select the Daily ATM Withdrawal Limit and the Daily Debit Card Purchase Limit to suit your requirements.

 

Commercial Bank ATM/Debit Card will enable you to carry out a variety of ATM transactions such as Cash Withdrawals, Balance Inquiry, obtain Mini Statements, Bill Payments, Transfer of Funds between your accounts etc., from any Commercial Bank ATM, 24 hours of the day. You can even withdraw money from other ATMs belonging to the network of your ATM card (Cirrus/Visa), in Sri Lanka or in any other country if you are travelling abroad (this service involves a nominal fee). This card can also be used as a Debit Card to pay for your purchases at shops, restaurants and other merchants displaying respective Visa/Maestro sign.

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